You work hard for your money…in turn, you work hard for the items you spend your money on! We’re here to tell you that not all insurance is created equal when it comes to your contents and personal property. Typically…
Not all car insurance plans cover fire damage to your auto. The type of insurance that would cover fire damage to your vehicle is an optional coverage, which is not mandatory in the state of Massachusetts. This means that if…
What if a meteorite or airplane parts fall from the sky and land on my vehicle?!? What should I do if a sheet of ice and snow comes off of another vehicle on the highway and hits my car causing…
1. HOMEOWNERS INSURANCE EXCLUDES FLOOD. All homeowners insurance policies exclude flood. Subsurface water of all kinds is also excluded from the policy. If the home has water in the basement, you need a sump pump! You may be able to…
Yes!… Well, maybe!… It depends!… In Insurance there can be a lot of ‘clear as mud’ answers. We’ve all been there. You are driving down the interstate behind a big tractor trailer that kicks up a huge ROCK …or something…
Homeowners Insurance typically includes Personal Property Coverage, or Coverage C on your policy. Personal property is the contents in your home, as well as items kept ‘off-premises’. This would include property in a STORAGE UNIT or at another location. Coverage…
Massachusetts Auto Surcharge Threshold What is the Massachusetts Auto Surcharge Threshold and how does it apply? It’s a cold snowy New England morning and you are on a merry drive down Route 3. Suddenly, you hit a patch of black…
The deductible on your auto insurance is the amount you are responsible for before the insurance company pays out on a loss. Auto insurance deductibles are on a per claim basis. This means the deductible would apply every time you…
Why having the wrong insurance could cost you EVERYTHING. Accidents happen. You can be a very safe driver but if your vehicle malfunctions or weather conditions create a hazard, accidents can happen (and they do!). A typical settlement after a…
How much does home insurance cost in Massachusetts? When you buy a home there are a number of costs associated with the closing. You will most likely need to provide a down payment to the bank, hire a home inspector,…