Category Coverages

Replacement Cost vs Actual Cash Value

Replacement Cost vs Actual Cash Value

Ever had a hard time figuring out the difference between Replacement Cost and Actual Cash Value in property insurance? You’re not alone. Picturing your house like an aging Hollywood star might help. Like them, houses also face depreciation with age,…

When to Buy Home Insurance

Home Insurance Hanover, MA

Envisage the potential consequences if a tree were to smash your roof in a tempest, or if your home ignited? Scary thoughts, right? Have you considered how you would pay for the damages if such an event occurred? If that…

What is an umbrella policy?

So, what is an umbrella policy?  This means that if you’re involved in an accident or lawsuit that exceeds the limits of your standard insurance policies, an umbrella policy can kick in and cover the remaining costs. Now, you might…

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