Category Coverages

Sued by the Wet Bandits?

Personal Liability

The Holidays are here again! If you’re anything like me that means you have a list of Christmas movies that you need to watch before the season ends. Home Alone is a personal favorite, but my view of the film…

Am I covered if a tree falls on my house?

Homeowner’s insurance is designed to cover losses from sudden and accidental losses such as fallen trees. Although this can be carrier specific, most often in order for your insurance policy to respond, the fallen tree must damage a covered structure…

Why do I need an Umbrella policy?

Why an Umbrella policy?  What does it cover? Accidents happen, and almost as frequently these days, so do lawsuits.  The average settlement award has skyrocketed over the past decade. There is a chance that your auto or home coverage won’t provide…

What is Accident Forgiveness?

Accident Forgiveness Coverage: Protect Your Auto Rate   One of the benefits of being a good driver is that you enjoy lower premiums on your auto insurance.  One single accident can result in increased auto insurance rates of 40% or…

What is a Home Warranty?

What is a Home Warranty? A Home Warranty, such as the type offered through American Home Shield, is a standalone service contract for single family homes under 10,000 square feet.  It covers common appliances and home systems such as well…

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