Accident Forgiveness Coverage: Protect Your Auto Rate One of the benefits of being a good driver is that you enjoy lower premiums on your auto insurance. One single accident can result in increased auto insurance rates of 40% or…
My Teen got their license … now what!? Congratulations, you are the proud parent of a licensed driver! They get a newfound sense of independence, and you get a new set of worries. We get it. We are here to…
My lender told me I need an Insurance Binder… what is it?!? An insurance binder is simply a legal document stating that insurance coverage is in place. This is serves a temporary, (typically 30 days) proof of coverage until the…
I was recently asked this question by one of our Richardson Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates. I’ve heard a…